KISAN CREIT CARD KCC SCHEME FOR FARMER
There is news of relief for crores of farmers of the country. The government of Narendra Modi has made the process of making Kisan Credit Card very easy for the beneficiaries of PM Kisan Yojana. One can easily get loans for fertilizer, seeds, etc. with the Kisan Credit Card. Scheme to give a credit card to 2.5 crore farmers
The government has decided to give credit cards to 2.5 crore farmers enjoying the PM Kisan Yojana. The interest rate for the credit card loan will be very low. The government in this financial year.
To give big relief to the farmers, the government has introduced Kisan Credit Card (KCC). Through the Kisan Credit Card Scheme, farmers are provided loans for agricultural-related things. Taking loans through these cards is much cheaper. Kisan Credit Card has been linked with PM Kisan Samman Nidhi Scheme. To strengthen the farmers and reduce the debt burden on them, the government is taking several important steps. Recently, keeping in mind the needs of farmers last month, Finance Minister Nirmala Sitharaman announced that Kisan Credit Cards (KCC) will be provided to 2.5 crore farmers of the country. An amount of up to Rs 2 lakh crore will be given through them. Kisan Rath app launched for farmers, know benefits
KYC also does not bother, this form can be used to increase the limit of the existing cards and start a closed credit card, besides applying for the creation of a new credit card. It is quite easy to fill this one-page form. In this, the farmer must first fill the name of the bank in which he is applying and the name of the branch. To get a new credit card, one has to tick "Issue of Fresh KKC". Apart from this, the name of the applicant and the name of the bank account given for the PM Kisan Yojana to the farmers will have to be filled. All other necessary information (KYC) banks will match the PM farmer account itself. Therefore, it is not necessary to get KYC done afresh.
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Important to give information about the old agricultural loan
If you are already running an agricultural loan, then it is important to give information about it. How much land is your name in Khatauni? The village name, survey/measles number. How many acres of land is there and which crops are going to be sown, i.e., Rabi, Kharif or others will have to give information in this form. Also, the declaration has to be given that you have not made any other Kisan Credit Card from any other bank or branch.
Loan facility at low interest
The loan rate on Kisan Credit Card is 4 percent. Farmers can take loans up to Rs 1.60 lakh without security at the interest rate of 4 percent. On timely payment, the loan amount can be increased to Rs 3 lakh.